Know what's really left
until payday.
Your money is full of signals.
Yamma finds the useful ones.
Then gives you a clear next step.
From messy money to a clear next step.
Connect
Sync automatically and directly with your bank, or use a Google Sheets sync or manual upload if you want more control over your data.
Understand
Your bills are set aside on payday, so you see what is really left, plus upcoming costs, savings and net worth in one calmer view.
Act
Use the Action Centre, the round Yamma button on every page, to test a purchase, plan a big spend, or choose the next change that matters.
Have a look round first.
This is Sam's month, made up, but it's the real Yamma. Every screen below is the app itself, running on Sam's numbers.
Step 1 of 5
Your money, in periods that match your payday
Everything is measured from one payday to the next, not the 1st to the 31st. Planned, Fun and Save show at a glance where this period's money is going.
Less financial admin. More useful answers.
Yamma turns the numbers into the few things worth knowing and doing.
Know where you stand
Lock your bills, like rent and subscriptions, and Yamma sets them aside on payday. Home then shows what is really left to spend today, this week and until payday.
Home · Transactions · Budget
See what is coming
Spot subscriptions, expensive weeks, and forecast changes before they surprise you.
Forecasts · Subscriptions · Alerts
Ask Yamma anything
Ask in plain English whether you can afford something, why a category ran over, or what to do next. Yamma answers from your own numbers, not a guess.
Ask Yamma · Affordability · Plans
Build toward something
Track savings pace, net worth, and debt payoff without turning money into a second job.
Don't just view your finances. Ask Yamma what to do next.
Type a question in plain English, from can you afford something to why a category ran over, and Ask Yamma answers from your own transactions and budget, with a real figure behind every line and, where there's something to do about it, a button to do it.
Ask Yamma is on Premium. The "Can I afford this?" checker, which works the same maths from a short form, is on Pro.
See what's included
Here to help you keep more of your money.
Your data is used to work out your own numbers and to make Yamma better at that. It is never sold, never brokered, and never used to target you with ads.
Read-only, always
Yamma reads the transactions you connect and nothing else. It can't move your money or set up a payment.
Your data is yours alone
Your account's data is kept completely separate from everyone else's, and only ever visible to you.
No ads, ever
Yamma is paid for by subscriptions. Your data is never sold, never brokered, and never used to target you with ads.
Start with what you need.
Three plans, each doing exactly what it says. Start with everyday budgeting, then add direct bank connections and forecasting, or shared household tools, when you're ready.
Basic
A calm, clear place to understand your everyday money.
Cancel anytime
- Direct CSV upload from any bank
- 1 Google Sheets connection
- Unlimited transactions
- Automatic categorisation
- Home dashboard & activity timeline
- Budgets, periods & rollover
- Subscription detection
- Notes & reminders
Pro
Connect your bank directly, see what's coming, and test decisions before you make them.
Cancel anytime
Everything in Basic, plus
- Help centre assistant: quick answers about how Yamma works
- Up to 2 bank connections
- Spending forecasts with AI-powered outlook
- Savings goals, pace tracking & AI insights
- Budget plans & one-off expenses
- "Can I afford this?" checker
- Subscription price-rise alerts
- Yamma's take: an AI reading of your period
- Missed payment plan alerts
- Payment plans in your budget
- AI-suggested budget split from your income and spending
- Up to 2 Google Sheets connections
- Up to 90 AI refreshes and questions a month
- Point your own AI tools at your dataComing soon
Premium
Every account, the whole household, and a plan for clearing what you owe.
Cancel anytime
Everything in Pro, plus
- Ask Yamma: chat about your own money, with every figure checked
- Up to 5 bank connections
- Shared household mode
- Debt payoff planner
- Up to 5 Google Sheets connections
- Up to 200 AI refreshes and questions a month
Premium's 14-day free trial takes a card up front but charges nothing until it ends. Basic and Pro start billing straight away.
Need more bank connections than your plan includes? Add extra ones for £0.75 each a month on Pro or Premium.