amma
amma
Your money is full of signals.
yamma finds the useful ones.
Then gives you a clear next step.
Safe to spend
£214
after upcoming bills and planned spending
One thing worth knowing
Takeaways are up this period. Cutting one a week keeps your savings pace on track.
Action Centre
What do you want to work out?
Bring in your Google Sheet or financial sources. yamma reads, categorizes, and keeps the numbers moving.
See your budget pace, upcoming costs, subscriptions, savings, and net worth in one calmer view.
Use the Action Centre to test a purchase, plan a big spend, or choose the next change that matters.
yamma turns the numbers into the few things worth knowing and doing.
A simple home view of your budget pace, activity, and what is safe to spend next.
Home · Transactions · Budget
Spot subscriptions, expensive weeks, and forecast changes before they surprise you.
Forecasts · Subscriptions · Alerts
Ask if you can afford something, plan a big spend, or find the next practical change.
Action Centre · Affordability · Plans
Track savings pace, net worth, and debt payoff without turning money into a second job.
Savings · Accounts · Debt
The Action Centre brings yamma's decision tools into one place, so the useful part is never buried under another chart.
See the decision toolsCan I afford this?
Check what a purchase means before you make it.
Plan a big spend
Break a holiday, move, or project into manageable pieces.
Add a reminder
Keep the small things that matter in view.
So here's exactly what yamma can and can't do with it — no small print.
yamma reads the transactions you connect and nothing else. It cannot move money, and it never writes back to your sheet or your bank.
Every table is protected by row-level security at the database itself, not just in app code — so a query for your data is scoped to your account before it runs.
Connection tokens live in an encrypted vault. Connecting a Google Sheet uses a scope that only reaches the one file you pick — not the rest of your Drive.
yamma is paid for by subscriptions. Your financial data powers your experience and is never sold, brokered, or used to target advertising.
Bank connections go through a licensed Open Banking provider. You authorise it on your bank's own site, so your banking credentials never touch yamma at all.
Pause a connection and keep your setup, disconnect it entirely, or delete your account and everything in it. No retention games.
Three plans, each doing exactly what it says. Start with everyday budgeting, then add direct bank connections and forecasting, or shared household tools, when you're ready.
A calm, clear place to understand your everyday money.
Cancel anytime
Choose BasicConnect your bank directly, see what's coming, and test decisions before you make them.
Cancel anytime
Choose ProEverything in Basic, plus:
Every account, the whole household, and a plan for clearing what you owe.
Cancel anytime
Start 14-day free trialEverything in Pro, plus:
Premium starts with a 14-day free trial — we'll ask for a card up front and charge nothing until it ends, cancel before then and you pay nothing. Basic and Pro are billed straight away, no trial.
Need more bank connections than your plan includes? Add them for £0.75 each a month on Pro and Premium. One connection is one bank account.
Bring transactions in by uploading a CSV from your bank, or by connecting a Google Sheet you keep updated — both free. Emma's Live Export sheet syncs automatically but needs Emma Pro, which is billed by Emma, not by us.