Your bank app has the same numbers. It doesn't do this with them.
A balance is a fact. Yamma's job is to turn it into a decision, and to stay out of your money entirely everywhere else.
A budget that runs payday to payday
Not the calendar month a bank app defaults to. A period starts the day you're paid and ends the day before the next one, so the pace you see is your actual pace, not a partial month's.
Every account, one place, one budget
A CSV export, an auto-syncing Google Sheet, or a direct bank connection. Pick whichever fits today, add more later, and Yamma resolves them into the same categories and the same total.
Answers, not just a chart
Ask “can I afford this?” before you spend, not after. Yamma checks it against what's actually left this period, not what the balance happens to read right now.
What it never does
Read-only, always. It can't move money or set up a payment. Never sold, never shown ads, nothing that identifies you ever reaches the AI it's optional to turn on.
Don't just view your finances. Ask what to do next.