Legal
The rules, in plain English first.
Every document below leads with a short, honest summary before the full legal text, so you can actually read it. Version 1.0, last updated 06 Oct 2026.
Privacy Policy
What we collect, why, and the rights you have over it.
ReadTerms of Service
The agreement between you and Yamma for using the app.
ReadCookie Policy
The short version: we don't use tracking cookies.
ReadOpen Banking Disclosure
How bank connections via Fena work, and who is regulated for what.
Read